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Our Process

At Commonwealth Financial Group we implement a team-based holistic approach to your finances. You may already be working with an advisor - or perhaps even several different professionals. But are they really seeing your full financial picture? Time and again, we encounter clients who have the best of intentions with regards to planning for the future, yet in practice, they have implemented a haphazard set of solutions that lack coordination and all too often, present problematic gaps.

Our work is consultative, systematic, and integrated. This means we will work with you, to follow a step-by-step approach that includes subject matter experts in financial planning, investments, insurance, tax and legal strategies. Through an innovative and sophisticated process, we design a financial blueprint to help you efficiently maximize your financial options.


LISTEN

First we conduct a thorough assessment of your current situation. We take you through a set of deep quantitative and qualitative questions to get a clear understanding of your financial goals, concerns, and dreams.

GATHER

We then analyze your investment and risk management portfolios and any other existing planning you may have in place to identify gaps that may exist.

DESIGN

Working closely with our subject matter experts and your existing advisors, we design a financial blueprint that aims to meet your goals, concerns, and dreams in an efficient and effective manner.

BUILD

We share our recommendations with you and your team. In addition, we educate you on the rationale behind any potential strategies from a holistic perspective. If you are satisfied with our recommendations, we work with you to implement your strategies and secure the required products and services to help you reach your goals.

SERVE

Because your financial situation is bound to change, we work with you over time through periodic reviews to help you monitor the strategies in place and their capacity to continuously meet your goals.



The information is provided with the understanding that it is not intended to be interpreted as specific legal or tax advice. Neither MassMutual nor any of its employees or agents are authorized to give legal or tax advice. Individuals are encouraged to seek the guidance of their own personal legal or tax counsel.