Patrick O’Brien
“Good fortune is what happens when opportunity meets with planning” – Thomas Edison
Meet Patrick
As a Financial Strategist for entrepreneurs—whether you're building a startup or managing a large-scale business—I help you align your business assets with your personal wealth goals, creating flexibility, reducing risk, and ensuring you enjoy the rewards of your hard work both now and in the future.
617.340.3006 PatrickOBrien@financialguide.com
Your Trusted
Financial Strategist
Operating as a Financial Strategist, Patrick works seamlessly with your financial team, harmonizing partners, advisors, and assets into a synchronized wealth management blueprint tailored to your circumstances.
Whether you're leading your own business, advancing in your career, or preparing for retirement, your financial decisions require strategic thinking at every stage.
Patrick is dedicated to helping individuals fulfill their life’s mission and build lasting legacies. Even with an attorney, CPA, wealth manager, and insurance expert on your team, the key question remains: Are they collaborating effectively, or are you left connecting the dots? Overlooking the big picture can lead to costly mistakes and missed opportunities.
By streamlining legal, financial, and insurance matters into one comprehensive approach, Patrick helps ensure that nothing falls through the cracks and crafts personalized strategies aligned with each client's unique goals.
Services & Clients
Patrick O’Brien partners with individuals and business owners to bridge today’s financial decisions with tomorrow’s success. Recognizing that each client’s journey is unique, he works to align personal wealth management with business growth. Patrick believes that effective planning means asking, “Does your business life serve your personal life?” By integrating business and personal strategies from the start, he helps business owners build companies that can thrive without them, ensuring long-term success both in business and in life.
Financial Strategies for Business Owners
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Patrick O’Brien focuses on risk management for business owners, helping to ensure a strong framework for long-term success. By understanding the value of the business and how owners pay themselves, he helps minimize risk and ensure business continuity. Many owners over or undervalue their business, leading to uncertainty in personal planning. Patrick helps them develop strategic plans for compensation, personal goals, and tax planning*.
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Patrick O’Brien works with business owners to identify the key factors behind their success, often highlighting the crucial role of staff members who drive results. Recognizing that these individuals are typically not equity owners or family members, Patrick helps owners strategize on ways to retain and motivate them for continued growth. Whether through collective or selective approaches, he facilitates powerful conversations around attracting and retaining talent to ensure the business's ongoing success.
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Patrick emphasizes the importance of business succession planning well before a planned exit. Many business owners’ retirement plans depend on the ongoing success of their business, making discussions around income planning and diversifying assets outside of the business critical for long-term strategy.
Planning for Individuals & Families
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Patrick works closely with individuals and families to develop tailored wealth management strategies that address both short-term needs and long-term goals. By assessing assets, liabilities, and financial objectives, he creates a personalized plan that evolves with life’s changes, helping to ensure financial security for generations to come.
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Patrick helps clients create a clear roadmap for retirement, focusing on income planning and diversification. He assists in optimizing savings and investment strategies to help ensure that clients can enjoy their retirement years with confidence and without financial strain, helping them navigate potential challenges like inflation and market volatility.
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Patrick guides families in creating an estate plan that reflects their wishes and helps minimize taxes for future generations. By working with attorneys and other professionals, he helps ensure that clients’ wealth is transferred smoothly, protecting both their legacy and the financial well-being of loved ones.
*Any discussion of taxes is for general information purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.
Patrick’s Approach
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1. LISTEN
First, Patrick conducts a thorough assessment of your current situation. He takes you through a set of deep quantitative and qualitative questions to get a clear understanding of your financial goals, concerns, and dreams.
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2. GATHER
Patrick then analyzes your investment and risk management portfolios, your business plan, and any other existing arrangements you may have in place to identify potential gaps.
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3. DESIGN
Working closely with our subject matter experts and your existing advisors, Patrick designs a financial blueprint that aims to meet your personal and business goals, concerns, and aspirations in an efficient and effective manner.
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4. BUILD
Patrick shares recommendations with you and your team, educating you on the rationale behind any potential strategies from a holistic perspective. If you are satisfied with his recommendations, Patrick will work with you to implement* your strategies and secure the required products and services to help you reach your goals.
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5. SERVE
Because your financial situation is bound to change, Patrick provides ongoing support through periodic reviews. He helps you monitor and adjust your strategies to ensure they continuously meet your personal and business goals.
*Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee.THE TEAM
Through my partnership with Commonwealth Financial Group, I have access to the following specialists and resources.
Dan Murphy, CFP®
Head of Wealth Strategy
Andrew Gordon
Advanced Planning Strategist
Todd Seresky
Investment Planning Strategist
Chelsea Brochu, CWS®
Estate Planning Strategist
Learn More
About Patrick
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Building frameworks to solve problems and asking thoughtful, strategic questions. In advising, there’s rarely a one-size-fits-all answer, so I focus on creating a clear structure while guiding clients with carefully crafted questions. This approach helps uncover what’s truly holding them back and leads to solutions that are meaningful and sustainable. It’s not about prescribing answers—it’s about empowering long-term discovery and growth.
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I first heard the word entrepreneur in first grade—right after I was sent to the principal’s office for selling toys at recess.
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What drew me to CFG was the perfect balance of independence and support. I can tailor my practice to the clients I care about most, knowing there’s a solid team and resources behind the scenes to help me go beyond the numbers.
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It's that aha moment—when a client suddenly sees what’s been holding them back and realizes there’s a clear path forward. I love digging into personal business planning and helping clients uncover what's really stopping them from achieving their goals. Seeing that shift from uncertainty to confidence is incredibly rewarding.
Don’t Hesitate to Reach Out!
Feel free to reach out with any questions or if you just want to send a personal note.
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