Find Your Advisor

Seeking the guidance of a trusted and qualified financial planner is among the most crucial financial decisions you can make. At Commonwealth Financial Group, our planners are committed to understanding your unique challenges and aspirations. Leveraging the firm’s dedicated support and resources and working collaboratively with your existing advisory team, our planners provide an integrated financial strategy to help maximize your financial options.

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Don Duffy | Financial Planner

 

Contact Information
Office:
203.793.0915
Mobile (call only): 207.650.6831
donduffy@financialguide.com

43 Constitution Drive, Suite 201
Bedford, NH 03110

For more than 13 years, Don has helped families and business owners pursue their financial goals with confidence and clarity. He believes that successful financial planning begins with understanding each client's unique story, values, and aspirations. By taking a comprehensive approach, he works closely with clients to develop personalized strategies that integrate investments, risk management, estate planning, business planning, and tax strategies. His ultimate goal is to help clients feel secure in their financial future and better understand the options available to them.

Don entered the financial services industry after seeking a career that would allow him to serve his community with purpose. After earning his Series 7 and Series 66 licenses, he spent 13 years serving clients with Edward Jones in Freeport and Cape Elizabeth, Maine. Throughout his career, he has been committed to building lasting relationships centered on trust, education, and personalized guidance.

Don earned a Bachelor of Arts in English from Boston College and is a member of the Portland Region Chamber of Commerce.

Outside the office, Don enjoys spending time with his wife and their three children, whether it’s going to the beach, skiing, fly-fishing, biking, hiking, traveling, or simply enjoying time together. A devoted New England sports fan, he can often be found cheering on the Red Sox, Patriots, Bruins, and Celtics.

The principles that guide Don’s life and work are reflected in his favorite quotes from Gandhi: "Your life is your message," and "Learn as if you'll live forever." When it comes to investing, he stands by the philosophy, "It's not about timing the market, but rather time in the market."

 

 

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Lucas Brown | Financial Planner

 

Contact Information
LBrown@financialguide.com
Calls Only: 310.491.8625

280 Congress Street, Suite 1300
Boston, MA 02110

Lucas brings nearly a decade of experience across the financial services industry, with a background spanning insurance, retail banking, private client services, wealth management operations, financial education, and investment advisory. That perspective, earned on nearly every side of the business, shapes how he advises today: with an eye for the details that matter and a commitment to making sure clients understand not just what their plan says, but why.

Lucas believes the strongest client relationships are built on trust, transparency, and personalized guidance. Inspired by watching his parents thoughtfully manage the family's finances and seeing the value of disciplined, long-term planning, he developed an early appreciation for the power of informed financial decisions. Today, at Commonwealth Financial Group, he takes the time to understand each client's unique goals before developing thoughtful strategies designed to support their financial goals.

Outside the office, Lucas enjoys running, golfing, traveling, discovering new restaurants, and cheering on his favorite teams, Tottenham Hotspur and the Tennessee Titans.

A University of Arizona economics grad and lifelong learner, he's also a committed advocate for financial literacy. He speaks at his home congregation on estate planning topics, has taught investing basics to teenage students, and is working to expand access to financial education in Boston schools.

 

 

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Jennifer Rosenthal | Financial Planner

 

Contact Information
jenniferrosenthal@financialguide.com
781-390-4285

280 Congress Street, Suite 1300
Boston, MA 02110

Jennifer Rosenthal is a Financial Planner with Commonwealth Financial Group who is passionate about helping busy professionals gain confidence in their financial future. Drawing from her background in healthcare, Jennifer understands firsthand how easy it is for those who dedicate their lives to helping others to put their own financial well-being on hold.

Jennifer believes everyone deserves the access to thoughtful financial planning and guidance. She works with clients to develop personalized strategies that help them navigate life's milestones, prepare for the future, and pursue their long-term goals with confidence. Her thoughtful, educational approach helps clients make informed decisions while feeling supported every step of the way.

Jennifer graduated from Vanderbilt University with a bachelor's degree in Biology and a minor in French. Her professional background also includes experience as both a preschool and dance teacher, reflecting her passion for education and helping others grow. Outside of work, Jennifer enjoys reading, drawing, painting, practicing French, and taking salsa dance lessons.

 

 

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Lukas Cochran | Financial Planner

 

Contact Information
lcochran@financialguide.com
603.691.2921

43 Constitution Drive, Suite 201
Bedford, NH 03110

With nearly a decade of experience in financial services, Lukas is dedicated to helping individuals and families make informed financial decisions with confidence. His focus is on understanding each client's unique goals, simplifying complex financial concepts, and providing clarity and direction as they work toward their financial goals.

At Commonwealth Financial Group, Lukas' philosophy centers on listening first, educating second, and putting his clients' best interests at the forefront. He believes success is measured not by transactions, but by the long-term relationships he builds with clients. Whether guiding clients through major life decisions or helping them build a strong financial foundation, Lukas is dedicated to to supporting clients as they work toward their financial goals.

Outside of work, Lukas values time with his family. He maintains an active lifestyle, enjoys traveling and reading, and spends time outdoors whenever he can. As a father, he holds himself to the same principles that guide his practice: discipline, integrity, and doing things the right way.

 

 

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Blythe Cowen | Financial Planner

 

Contact Information
bcowen@financialguide.com
781.667.6327

25 Recreation Park Drive, Suite 104
Hingham, MA 02043

Blythe Cowen is passionate about helping individuals and families build confidence in their financial future through thoughtful guidance and personalized planning. Before entering the financial services industry, she spent 12 years in education, where she developed a passion for coaching, education, and helping others navigate important life decisions. Today, she brings that same patient, supportive approach to helping clients prepare for retirement, protect what matters most, and pursue their long-term financial goals.

At Commonwealth Financial Group, Blythe is committed to making complex financial concepts approachable, creating customized strategies, and building lasting relationships rooted in trust, transparency, and ongoing support. Clients appreciate her ability to simplify the planning process while providing the encouragement and accountability needed to stay on track.

Blythe earned a bachelor's degree in Interdisciplinary Studies from Gettysburg College and a Master of Arts in Teaching from Tufts University. Outside of work, she enjoys spending time at her family's Cape house, hiking, kayaking, and making memories with her partner, Tristan, and their Siberian cat, Jory.

 

 

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Santo Dimino | Financial Planner

 

Contact Information
sdimino@financialguide.com
617-812-1827

280 Congress Street, Suite 1300
Boston, MA 02110

Santo is a seasoned professional with expertise in banking, wealth management, and real estate. His experience includes management, advisory, and business development roles, making him a versatile and reliable resource in the finance industry.

Driven by his dynamic international background, Santo speaks multiple languages. He earned his B.S. in Business Administration from Salem State University and currently holds the following licenses & designations:

  • CIMA® - Certified Investment Management Analyst

  • FINRA Series 7 and 66

  • MA Life, Health & Accident Insurance

  • MA Real Estate Agent

 

 

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Wesley Sykes | Financial Planner

 

Contact Information
wsykes@financialguide.com
Call Only:
508-280-8469

280 Congress Street, Suite 1300
Boston, MA 02110

Wes takes a thoughtful, people first approach to financial planning, driven by a clear goal to help individuals and families navigate important financial decisions with confidence. Early in his career, he saw how overwhelming these moments can feel, especially during major life transitions, and that perspective continues to shape how he works with clients today.

He is especially passionate about working with young families, helping them bring structure to their day to day finances while helping to build a long term plan for the future. Wes focuses on creating clear, practical strategies rooted in education and transparency, so clients feel informed, supported, and in control every step of the way.

With a background in journalism from Hofstra University, Wes brings a unique lens to his practice. He is trained to ask the right questions, listen closely, and break down complex financial topics into clear and actionable guidance. Clients appreciate his ability to simplify the process and provide direction without making things feel overwhelming.

Outside of his work with clients, Wes stays closely connected to his community. He serves on the board of directors for the Bourne Braves in the Cape Cod Baseball League, reflecting his commitment to leadership, connection, and giving back.

 

 

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Michelle O. Samuel, MBA | Financial Planner

 

Contact Information
Text or Calls:
617.752.6123
Calls only:
617.699.9002
msamuel@financialguide.com

25 Recreation Park Drive, Suite 106
Hingham, MA 02043

Michelle Samuel has built her career on a simple conviction: people deserve to feel confident about their financial lives. For more than two decades, she has guided individuals and families through complex decisions with a steady, thoughtful presence. After spending 20 years in private banking, working closely with high-net-worth individuals and business owners across cash management, deposits, and residential lending, Michelle chose to transition into investment-focused financial guidance.

Her background and industry expertise allows her to see the full financial picture and provide thoughtful guidance craft that honors both the realities of her clients’ lives and the ambitions they are working toward. Michelle approaches each client with empathy and patience, helping them move from uncertainty to clarity. Her greatest reward is watching that shift take place, when worry gives way to confidence and goals begin to feel achievable.

Beyond her professional role, Michelle is equally committed to her community. She serves as Treasurer and Board Member for Ready Inspire Act and sits on the Advisory Council for Tomorrow’s Women Today. She also volunteers throughout the Boston area, teaching financial literacy and career management. When she is not working, she is a devoted mother, an enthusiastic sports mom, and a lover of music, travel, and live performances.

 

 

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Daniel Simard | Financial Planner

 

Contact Information

dsimard@financialguide.com
603.795.0581

43 Constitution Drive, Suite 201 Bedford, NH 03310

Daniel Simard approaches financial planning as an act of care—helping families and business owners move forward with confidence and intention. That perspective was shaped early in life. Raised in a Catholic household grounded in compassion and responsibility, Dan learned that true success is found in service to others, a lesson deepened through his time in seminary and later professional experience. That commitment continues to guide how he listens, advises, and advocates for his clients.

With a foundation in accounting, Dan brings disciplined insight into tax strategy and financial structure. He pairs that technical rigor with a personal standard of excellence that informs every client relationship. The result is an advisor who is both analytical and deeply principled, helping clients make confident, well-informed financial decisions.

Outside the office, Dan serves as Treasurer of the Exeter Area Chamber of Commerce, remains active in his local church, and helps organize an annual charitable golf tournament that raises approximately $50,000 each year for New Generations, a nonprofit supporting mothers and children experiencing homelessness. He lives in New Hampshire with his wife, Samantha, and their three children—Josephina, Ezekiel, and Lionel. Whether on the golf course, a pickleball court, or working on a carpentry project, Dan brings the same quiet intention that defines his career: to build, protect, and serve.

 

 

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Evan Bilton | Financial Planner

Contact Information
617.439.4389
ebilton@financialguide.com

280 Congress St, Suite 1300
Boston, MA 02210

 

As a financial planner with Commonwealth Financial Group, Evan combines his strong passions for personal finance and helping others to fulfill his mission of spreading financial clarity, competence, and capability. This mission was solidified through a pivotal family experience: watching his parents navigate significant medical expenses and debt following his sister’s unexpected chronic illness. That experience reshaped how Evan viewed financial preparedness and inspired his commitment to helping individuals and families improve their financial circumstances and protect themselves from life’s most difficult financial moments.

Evan brings a rare blend of entrepreneurial perspective and industry-specific expertise to his work. He became a sole proprietor in real estate at just 18 years old and later co-founded a real estate brokerage, experiences that gave him firsthand insight into the realities of owning and operating a business. This background allows him to serve business owners, independent professionals, and real estate-focused clients with a practical, experience-driven approach that goes beyond theory.

Outside of his work with clients, Evan is an active member of the Boston community and a vocal advocate for chronic Lyme disease awareness. When he’s not working with clients, you’ll find him rock climbing, skiing, hiking, or chasing down his next tennis match. Evan lives by the iconic Nike motto, “Just Do It,” which guides him in both his professional and personal life.

 

 

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Timothy Carmon | Financial Planner

 

Contact Information
860.615.3980
tcarmon@financialguide.com

280 Congress St, Suite 1300
Boston, MA 02210

Tim Carmon is a dedicated financial advisor who brings more than two decades of experience as a CPA and 15 years in the insurance industry to the individuals, families, and business owners he serves. Over the years, Tim has become a valued resource for those seeking clarity around personal finances, often helping translate complex financial concepts into practical guidance. His decision to become a financial advisor grew naturally from his passion for helping people feel confident, informed, and prepared for their financial futures.

Tim is driven by the belief that no one should feel overwhelmed or unprepared when making financial decisions. Having seen how uninformed choices can impact people years later, he focuses on crafting tailored strategies that meet each client’s unique goals. His background growing up in a small family business, and now serving as a CFO, gives him a unique understanding of the connection between business and personal finances, allowing him to support business owners with holistic, experience-based insight.

Beyond his professional work, Tim is deeply involved in his community. He has spent over 10 years in leadership roles with Scouting America, currently leads a Sea Scout Ship in Connecticut, serves on the Patient Advisory Council for Connecticut Children’s Hospital, and supports heart walk initiatives. He is also an active member of his church, chairing the endowment and finance committees and teaching Sunday School, and has audited a local scholarship program for high school girls since 2007.

Tim graduated from the University of Richmond with degrees in accounting and religion. He and his wife Kristin, married since 2004, are the proud parents of three children: Drew, Emily, and Luke. In his free time, Tim enjoys traveling to explore history and spending time with his family in the Outer Banks of North Carolina.

 

 

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Jennifer Sterlacci | Financial Planner

 

Contact Information
401.235.4242
jsterlacci@financialguide.com

280 Congress Street
Boston, MA 02110

Jennifer Sterlacci approaches financial planning with care and intention, blending her love of organization and strategy with a lifelong commitment to thoughtful preparation. She believes financial planning isn’t just for the wealthy, it’s for anyone who wants to make informed, confident decisions about their future. Jennifer is passionate about helping people uncover what they “don’t know they don’t know,” turning uncertainty into clarity and goals into action.

Known for her empathy, attention to detail, and creative problem-solving, Jennifer develops personalized strategies that meet her clients where they are and help them move forward with confidence. She helps empower individuals and families to plan proactively rather than reactively, ensuring they’re prepared for life’s inevitable curveballs.

Beyond her work with clients, Jennifer is deeply involved in her community. She volunteers with Ten Lives Cat Rescue, a foster-based organization dedicated to giving dignity to cats in need, and coaches a high school tennis team, where she mentors student-athletes both on and off the court.

Originally from Long Island, Jennifer spent a decade working in Manhattan before settling in New England. She loves to travel, try oysters from new places, and spend time outdoors, whether that’s relaxing by the ocean or hiking in the mountains with her husband.

 

 

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Natalie Muchnick | Financial Planner

 

Contact Information
617.958.7589
nmuchnick@financialguide.com

280 Congress Street, Suite 1300
Boston, MA 02110

Natalie is a financial planner who begins with her clients’ stories. She believes the foundation of a strong financial plan lies in truly understanding the people it’s built for. Guided by a clear mission to do right by others, she crafts personalized strategies that go beyond the numbers, reflect what matters most, and empower her clients to move forward with clarity and confidence.

Since relocating from St. Louis to Boston, Natalie has worked with a diverse group of clients, including families, founders, nonprofit professionals, and executives. She’s passionate about supporting driven individuals and takes pride in simplifying the financial planning process, allowing her clients to stay focused on what they do best.

Beyond the office, Natalie is an active member of the Charlestown community and a dedicated supporter of nonprofits that serve children and families. She’s an avid skier, golfer, and hiker, and is currently pursuing her Tier 1 Sommelier certification, combining her love of learning with a passion for great wine.

 

 

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Bryan Porter | Financial Planner

 

Contact Information
617.390.8289
bporter@financialguide.com

280 Congress Street, Suite 1300
Boston, MA 02110

Bryan brings a thoughtful, relationship-driven approach to financial planning, grounded in a strong belief that effective strategies should feel personal, not transactional. After building his career in corporate finance, he transitioned into financial planning with a clear mission: to help individuals and families make smarter financial decisions and build long-term security.

With a deep commitment to financial education, Bryan is passionate about equipping his clients with the tools they need to move forward with clarity and confidence. His work is rooted in integrity, empathy, and an investment in each client’s success. Whether guiding someone through a key life transition or developing a long-term strategy, Bryan serves as a reliable partner and advocate.

Outside of his advisory work, Bryan is a former collegiate football player at Bowdoin College and remains active through basketball, pickleball, and football. He is a regular volunteer with Cradles to Crayons and enjoys spending meaningful time with his family.

Looking to meet with Bryan? Book an introductory call here.

 

 

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Charles Floeckher | Financial Planner

 

Contact Information
Call only:
410.375.7577
cfloeckher@financialguide.com

280 Congress Street, Suite 1300
Boston, MA 02110

Charles Floeckher is a CERTIFIED FINANCIAL PLANNER® professional who works with individuals and families to help build thoughtful, long-term financial strategies centered on security, clarity, and staying on track.

He serves as a steady “financial quarterback” for the families he works with, often those who are raising kids, supporting aging parents, and trying to make the right decisions across a lot of moving pieces. Charles focuses on helping clients think beyond just accumulation, building plans that account for protection, income, and legacy so nothing important is left exposed. His approach is grounded and relationship-driven, helping clients understand where they stand, what matters most, and how each decision fits into the bigger picture.

He lives in Marblehead with his wife, Michele, and their two children, Eleanor and Charles. He is actively involved in the local community as a Rotarian with the Marblehead Rotary Club, a member of the Marblehead Chamber of Commerce, and a member of the Marblehead Nor’Easters Networking Community.

A 2009 graduate of Gettysburg College and former varsity lacrosse player, Charles continues to stay active outside the office through skiing, mountain biking, and playing lacrosse.

 

 

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Cole Mitchell | Financial Planner

 

Contact Information
603.232.9333
cmitchell@cgiwm.com

5 Dartmouth Drive
Auburn, NH 03032

Cole Mitchell is a holistic financial planner committed to helping individuals and families make confident, informed decisions about their financial futures. With expertise in retirement planning, business strategies, and education funding, Cole provides accessible, personalized guidance tailored to each client’s unique goals and circumstances.

He believes that financial advice should be transparent, thoughtful, and rooted in genuine care—especially in an industry where many people can feel overlooked. Cole is dedicated to acting in his clients' best interests, offering solutions built on careful analysis and a long-term vision for success.

A graduate of Bryant University, Cole spent four years at Forbes Financial Planning before joining CGI. Outside of work, you’ll find him staying active through skiing, golfing, and exercising—or spending time in the kitchen, cooking meals for friends and family.

 

 

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Nathan Karol | Financial Planner

 

Contact Information
603.280.4977
nkarol@financialguide.com

43 Constitution Dr, Suite 201
Bedford, NH 03110

Nathan Karol is a Financial Planner at Commonwealth Financial Group, where he leverages his background in strategy, growth consulting, and experience as a small business owner to provide tailored financial guidance. He specializes in helping business owners, their families, and employees navigate the challenges they face by developing comprehensive financial strategies that align with both short-term needs and long-term objectives.

Nathan’s work is centered around a commitment to integrity, always prioritizing the best interests of his clients. He works closely with business owners and their families to help them make informed, well-considered decisions that contribute to their financial security and long-term success.

Outside of his professional work, Nathan is involved in his community as the Board Chair for the First Tee of New Hampshire and as a Trustee for Littleton Regional Healthcare. He is also a member of Leadership New Hampshire’s 2023 class. In his personal time, Nathan enjoys golfing, skiing, and coaching young skiers. He holds a degree from Daniel Webster College and is married with two young children.

 

 

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David DiBiase | Financial Planner

 

Contact Information
617.609.0719
ddibiase@financialguide.com

280 Congress Street, Suite 1300
Boston, MA 02210

With over a decade of experience owning and operating small businesses—and as a proud graduate of the Goldman Sachs 10,000 Small Businesses program—David has built a wealth of knowledge about what truly drives success. Today, as a financial planner, he channels those insights to help individuals master their financial futures with confidence.

For David, there’s no greater reward than witnessing someone achieve what once seemed impossible—whether it’s stepping into homeownership, growing a business, or securing a future for their family. Guiding clients through these transformative moments is at the heart of his practice and what motivates him every day.

Prior to joining Commonwealth Financial Group, David was the co-owner and operator of Fish Window Cleaning of Hanover and Arona Salon in Braintree. Jumping into business ownership right out of college, he spent the next 10 years building Fish Window Cleaning into one of the top-performing franchises in the country, providing facilities maintenance services to homeowners and businesses on the South Shore. Under David’s management, Fish remained dedicated to giving back to the community, partnering with the Cardinal Cushing Center of Hanover to offer students hands-on work experience that prepares them for life after graduation. He is also an advocate for the Scituate Animal Shelter, actively supporting its mission to care for animals in need.

A lifelong athlete, David honed his competitive edge as captain of the Ultimate team at the University of Massachusetts Amherst before playing professionally in both the American Ultimate Disc League and Major League Ultimate. Today, he stays active by golfing, rock climbing, and running. An avid traveler, David and his wife are always exploring new cultures and savoring local cuisines wherever they go.

 

 

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Callie Enfield | Financial Planner

 

Contact Information
617.468.3123
cenfield@financialguide.com

280 Congress Street, Suite 1300
Boston, MA 02210

Callie brings a unique blend of analytical expertise and a passion for helping others to her role as a financial planner. She began her career in public accounting, where she quickly discovered that her greatest satisfaction came not just from working with numbers, but from the relationships she built—whether coaching junior team members, strengthening client connections, expanding her network, or solving everyday challenges. Realizing she wanted to focus more on working with people, she transitioned into financial planning, where she could make a lasting, tangible impact while still applying her financial skillset.

Callie believes financial decisions shouldn’t be clouded by uncertainty or emotion. She’s committed to serving as a steady guide, helping her clients approach their goals with confidence and clarity. Whether it’s preparing for life’s big milestones or providing day-to-day financial confidence, Callie strives to build lifelong connections rooted in trust and education.

Callie has degrees in Business Administration and Accounting from Chapman University. Outside of work, Callie stays active playing soccer, working out, traveling, and exploring new restaurants and live music. She’s passionate about giving back and has supported Blood Cancer United (formerly known as the Leukemia & Lymphoma Society) since 2018, along with the American Cancer Society and Boston Scores organizations.

 

 

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Chloe McKee | Financial Planner

 

Contact Information
617.609.1124
chloemckee@financialguide.com

280 Congress Street, Suite 1300
Boston, MA 02210

Chloe’s mission is to empower clients to take control of their financial future and build lasting stability. Her commitment to financial planning was shaped by a deeply personal experience: witnessing her grandmother lose her life savings due to inadequate financial guidance. That moment crystallized her purpose, to ensure others are protected, informed, and positioned for long-term success. Chloe believes financial success extends far beyond numbers; it is about security, opportunity, and peace of mind at every stage of life.

At the core of Chloe’s work is an unwavering dedication to client service. She is known for her thoughtful, relationship-driven approach combining strategic insight with exceptional care and responsiveness. Chloe partners closely with each client to deliver personalized guidance, proactive communication, and a level of service designed to create confidence and clarity in every financial decision. Her clients value not only her expertise, but her commitment to being a trusted advisor through life’s most important moments.

A strong advocate for health, wellness, and balance, Chloe believes sustainable success is built on connection and intentional living. Committed to giving back, she proudly serves on the Board of Directors for TypeOne, Inc, a nonprofit organization based in Norwell, MA.

Beyond her professional work, Chloe embraces fashion, meaningful time with family and friends, and a perfectly crafted cocktail, because true balance is park of building a well-lived life.

 

 

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