Find Your Advisor
Seeking the guidance of a trusted and qualified financial planner is among the most crucial financial decisions you can make. At Commonwealth Financial Group, our planners are committed to understanding your unique challenges and aspirations. Leveraging the firm’s dedicated support and resources and working collaboratively with your existing advisory team, our planners provide an integrated financial strategy to help maximize your financial options.
Evan Bilton | Financial Planner
Contact Information
617.439.4389
ebilton@financialguide.com
280 Congress St, Suite 1300| Boston, MA | 02210
As a financial planner with Commonwealth Financial Group, Evan combines his strong passions for personal finance and helping others to fulfill his mission of spreading financial clarity, competence, and capability. This mission was solidified through a pivotal family experience: watching his parents navigate significant medical expenses and debt following his sister’s unexpected chronic illness. That experience reshaped how Evan viewed financial preparedness and inspired his commitment to helping individuals and families improve their financial circumstances and protect themselves from life’s most difficult financial moments.
Evan brings a rare blend of entrepreneurial perspective and industry-specific expertise to his work. He became a sole proprietor in real estate at just 18 years old and later co-founded a real estate brokerage, experiences that gave him firsthand insight into the realities of owning and operating a business. This background allows him to serve business owners, independent professionals, and real estate-focused clients with a practical, experience-driven approach that goes beyond theory.
Outside of his work with clients, Evan is an active member of the Boston community and a vocal advocate for chronic Lyme disease awareness. When he’s not working with clients, you’ll find him rock climbing, skiing, hiking, or chasing down his next tennis match. Evan lives by the iconic Nike motto, “Just Do It,” which guides him in both his professional and personal life.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Timothy Carmon | Financial Planner
Contact Information
860.615.3980
tcarmon@financialguide.com
280 Congress St, Suite 1300| Boston, MA | 02210
Tim Carmon is a dedicated financial advisor who brings more than two decades of experience as a CPA and 15 years in the insurance industry to the individuals, families, and business owners he serves. Over the years, Tim has become a valued resource for those seeking clarity around personal finances, often helping translate complex financial concepts into practical guidance. His decision to become a financial advisor grew naturally from his passion for helping people feel confident, informed, and prepared for their financial futures.
Tim is driven by the belief that no one should feel overwhelmed or unprepared when making financial decisions. Having seen how uninformed choices can impact people years later, he focuses on crafting tailored strategies that meet each client’s unique goals. His background growing up in a small family business, and now serving as a CFO, gives him a unique understanding of the connection between business and personal finances, allowing him to support business owners with holistic, experience-based insight.
Beyond his professional work, Tim is deeply involved in his community. He has spent over 10 years in leadership roles with Scouting America, currently leads a Sea Scout Ship in Connecticut, serves on the Patient Advisory Council for Connecticut Children’s Hospital, and supports heart walk initiatives. He is also an active member of his church, chairing the endowment and finance committees and teaching Sunday School, and has audited a local scholarship program for high school girls since 2007.
Tim graduated from the University of Richmond with degrees in accounting and religion. He and his wife Kristin, married since 2004, are the proud parents of three children: Drew, Emily, and Luke. In his free time, Tim enjoys traveling to explore history and spending time with his family in the Outer Banks of North Carolina.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Bethany Brown | Financial Planner
Contact Information
802.595.4317
bethanybrown@financialguide.com
100 Bank Street, Suite 500
Burlington, VT | 05401
Bethany Brown helps clients achieve clarity and confidence in their financial lives through a holistic, value-based approach to wealth management and financial planning. With more than 14 years of experience managing complex international initiatives focused on economic resilience and poverty reduction, she combines analytical rigor with a deep understanding of how financial decisions shape lives and communities.
Bethany began her career as a Peace Corps Volunteer, supporting entrepreneurs in Thailand and Saint Lucia as they strengthened local economies and expanded access to opportunity. She later led knowledge management initiatives for USAID-funded programs focused on private sector engagement and global health—work that honed her ability to synthesize complex data and communicate it with clarity and purpose.
After navigating an unexpected career transition resulting from federal layoffs, Bethany gained firsthand insight into the importance of financial preparedness and resilience. That experience inspired her to dedicate her career to helping others build financial security and long-term stability. Drawing on her background in knowledge management, she brings structure and simplicity to her financial planning process, empowering clients to make informed, strategic decisions with confidence.
Bethany holds a Master’s Degree in Community Development and Applied Economics and a Certificate in Ecological Economics and lives in the mountains of Vermont with her husband and three children. Outside of work, she enjoys hiking, exploring Vermont’s small towns, traveling, and experimenting with make-ahead recipes in her kitchen.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Jennifer Sterlacci | Financial Planner
Contact Information
401.235.4242
jsterlacci@financialguide.com
280 Congress Street
Boston, MA | 02110
Jennifer Sterlacci approaches financial planning with care and intention, blending her love of organization and strategy with a lifelong commitment to thoughtful preparation. She believes financial planning isn’t just for the wealthy, it’s for anyone who wants to make informed, confident decisions about their future. Jennifer is passionate about helping people uncover what they “don’t know they don’t know,” turning uncertainty into clarity and goals into action.
Known for her empathy, attention to detail, and creative problem-solving, Jennifer develops personalized strategies that meet her clients where they are and help them move forward with confidence. She helps empower individuals and families to plan proactively rather than reactively, ensuring they’re prepared for life’s inevitable curveballs.
Beyond her work with clients, Jennifer is deeply involved in her community. She volunteers with Ten Lives Cat Rescue, a foster-based organization dedicated to giving dignity to cats in need, and coaches a high school tennis team, where she mentors student-athletes both on and off the court.
Originally from Long Island, Jennifer spent a decade working in Manhattan before settling in New England. She loves to travel, try oysters from new places, and spend time outdoors, whether that’s relaxing by the ocean or hiking in the mountains with her husband.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Liam Noonan | Financial Planner
Contact Information
617.712.2621
lnoonan@financialguide.com
280 Congress Street
Boston, MA | 02110
A third-generation financial professional, Liam Noonan grew up with a front-row view of how powerful a trusted planning relationship can be. From an early age, he saw that financial guidance is about much more than numbers, it’s about helping people turn ambition into action and build the life they’ve envisioned.
Grounded in the belief that “The essence of life is in relationships,” Liam approaches financial planning as a true collaboration. He takes the time to listen, educate, and design thoughtful strategies that reflect the whole picture. His mission is simple: to help clients make intentional decisions that lead to lasting success and financial wellbeing.
Beyond his work with clients, Liam is an active member of his community, supporting organizations such as the St. Boniface Haiti Foundation, Friendship Home, Cradles to Crayons, and My Brother’s Keeper. He’s also involved in the St. Brigid’s and Gate of Heaven parish in South Boston, where he continues to build the kind of meaningful relationships that inspire his approach to planning.
A proud Providence College alum, Liam finds balance outside the office through time on the water, staying active at the gym, cheering on Boston’s sports teams, and snowboarding in the White Mountains.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Natalie Muchnick | Financial Planner
Contact Information
617.958.7589
nmuchnick@financialguide.com
280 Congress Street
Boston, MA | 02110
Natalie is a financial planner who begins with her clients’ stories. She believes the foundation of a strong financial plan lies in truly understanding the people it’s built for. Guided by a clear mission to do right by others, she crafts personalized strategies that go beyond the numbers, reflect what matters most, and empower her clients to move forward with clarity and confidence.
Since relocating from St. Louis to Boston, Natalie has worked with a diverse group of clients, including families, founders, nonprofit professionals, and executives. She’s passionate about supporting driven individuals and takes pride in simplifying the financial planning process, allowing her clients to stay focused on what they do best.
Beyond the office, Natalie is an active member of the Charlestown community and a dedicated supporter of nonprofits that serve children and families. She’s an avid skier, golfer, and hiker, and is currently pursuing her Tier 1 Sommelier certification, combining her love of learning with a passion for great wine.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Bryan Porter | Financial Planner
Contact Information
617.390.8289
bporter@financialguide.com
280 Congress Street
Boston, MA | 02110
Bryan brings a thoughtful, relationship-driven approach to financial planning, grounded in a strong belief that effective strategies should feel personal, not transactional. After building his career in corporate finance, he transitioned into financial planning with a clear mission: to help individuals and families make smarter financial decisions and build long-term security.
With a deep commitment to financial education, Bryan is passionate about equipping his clients with the tools they need to move forward with clarity and confidence. His work is rooted in integrity, empathy, and an investment in each client’s success. Whether guiding someone through a key life transition or developing a long-term strategy, Bryan serves as a reliable partner and advocate.
Outside of his advisory work, Bryan is a former collegiate football player at Bowdoin College and remains active through basketball, pickleball, and football. He is a regular volunteer with Cradles to Crayons and enjoys spending meaningful time with his family.
Looking to meet with Bryan? Book an introductory call here.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Charles Floeckher | Financial Planner
Contact Information
410.375.7577
cfloeckher@financialguide.com
280 Congress Street
Boston, MA | 02110
Charles Floeckher is a Certified Financial Planner® who partners with individuals and families to build personalized financial strategies, working to create long-term impact.
He takes pride in serving as the "financial quarterback" for his clients—coaching and educating them through every stage of life. Charles works closely with each client to develop a tailored financial blueprint, with a focus on lasting stability and generational success.
He lives in Marblehead with his wife, Michele, their two children, Eleanor and Charles, and their chocolate lab, Copper. He is actively involved in the local community as a Rotarian with the Marblehead Rotary Club, a member of the Marblehead Chamber of Commerce, and Vice President of the Marblehead Nor’Easters BNI Chapter.
A 2009 graduate of Gettysburg College and former varsity lacrosse player, Charles continues to stay active outside the office through skiing, mountain biking, and playing lacrosse.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Cole Mitchell | Financial Planner
Contact Information
603.232.9333
cmitchell@cgiwm.com
5 Dartmouth Dr
Auburn, NH | 03032
Cole Mitchell is a holistic financial planner committed to helping individuals and families make confident, informed decisions about their financial futures. With expertise in retirement planning, business strategies, and education funding, Cole provides accessible, personalized guidance tailored to each client’s unique goals and circumstances.
He believes that financial advice should be transparent, thoughtful, and rooted in genuine care—especially in an industry where many people can feel overlooked. Cole is dedicated to acting in his clients' best interests, offering solutions built on careful analysis and a long-term vision for success.
A graduate of Bryant University, Cole spent four years at Forbes Financial Planning before joining CGI. Outside of work, you’ll find him staying active through skiing, golfing, and exercising—or spending time in the kitchen, cooking meals for friends and family.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Nathan Karol | Financial Planner
Contact Information
603.280.4977
nkarol@financialguide.com
43 Constitution Dr, Suite 201
Bedford, NH | 03110
Nathan Karol is a Financial Planner at Commonwealth Financial Group, where he leverages his background in strategy, growth consulting, and experience as a small business owner to provide tailored financial guidance. He specializes in helping business owners, their families, and employees navigate the challenges they face by developing comprehensive financial strategies that align with both short-term needs and long-term objectives.
Nathan’s work is centered around a commitment to integrity, always prioritizing the best interests of his clients. He works closely with business owners and their families to help them make informed, well-considered decisions that contribute to their financial security and long-term success.
Outside of his professional work, Nathan is involved in his community as the Board Chair for the First Tee of New Hampshire and as a Trustee for Littleton Regional Healthcare. He is also a member of Leadership New Hampshire’s 2023 class. In his personal time, Nathan enjoys golfing, skiing, and coaching young skiers. He holds a degree from Daniel Webster College and is married with two young children.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
David DiBiase | Financial Planner
Contact Information
617.609.0719
ddibiase@financialguide.com
280 Congress Street, Suite 1300
Boston, MA | 02210
With over a decade of experience owning and operating small businesses—and as a proud graduate of the Goldman Sachs 10,000 Small Businesses program—David has built a wealth of knowledge about what truly drives success. Today, as a financial planner, he channels those insights to help individuals master their financial futures with confidence.
For David, there’s no greater reward than witnessing someone achieve what once seemed impossible—whether it’s stepping into homeownership, growing a business, or securing a future for their family. Guiding clients through these transformative moments is at the heart of his practice and what motivates him every day.
Prior to joining Commonwealth Financial Group, David was the co-owner and operator of Fish Window Cleaning of Hanover and Arona Salon in Braintree. Jumping into business ownership right out of college, he spent the next 10 years building Fish Window Cleaning into one of the top-performing franchises in the country, providing facilities maintenance services to homeowners and businesses on the South Shore. Under David’s management, Fish remained dedicated to giving back to the community, partnering with the Cardinal Cushing Center of Hanover to offer students hands-on work experience that prepares them for life after graduation. He is also an advocate for the Scituate Animal Shelter, actively supporting its mission to care for animals in need.
A lifelong athlete, David honed his competitive edge as captain of the Ultimate team at the University of Massachusetts Amherst before playing professionally in both the American Ultimate Disc League and Major League Ultimate. Today, he stays active by golfing, rock climbing, and running. An avid traveler, David and his wife are always exploring new cultures and savoring local cuisines wherever they go.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Callie Enfield | Financial Planner
Contact Information
617.468.3123
cenfield@financialguide.com
280 Congress Street, Suite 1300
Boston, MA | 02210
Callie brings a unique blend of analytical expertise and a passion for helping others to her role as a financial planner. She began her career in public accounting, where she quickly discovered that her greatest satisfaction came not just from working with numbers, but from the relationships she built—whether coaching junior team members, strengthening client connections, expanding her network, or solving everyday challenges. Realizing she wanted to focus more on working with people, she transitioned into financial planning, where she could make a lasting, tangible impact while still applying her financial skillset.
Callie believes financial decisions shouldn’t be clouded by uncertainty or emotion. She’s committed to serving as a steady guide, helping her clients approach their goals with confidence and clarity. Whether it’s preparing for life’s big milestones or providing day-to-day financial confidence, Callie strives to build lifelong connections rooted in trust and education.
Callie has degrees in Business Administration and Accounting from Chapman University. Outside of work, Callie stays active playing soccer, working out, traveling, and exploring new restaurants and live music. She’s passionate about giving back and has supported the Leukemia & Lymphoma Society since 2018, along with the American Cancer Society and Boston Scores organizations.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Chloe McKee | Financial Planner
Contact Information
617.609.1124
chloemckee@financialguide.com
280 Congress Street, Suite 1300
Boston, MA | 02210
Ever since she was young, Chloe has been a strategist. Whether planning college tours across the country, deciding in high school to pursue a career in a helping profession, or teaching others life skills like swimming and job interview prep, she has always taken initiative and found purpose in guiding others.
Chloe’s mission is to empower clients to take control of their financial future and build lasting stability. Her passion for financial planning was sparked by a personal experience— after witnessing her grandmother lose her life savings due to poor financial guidance, Chloe became determined to help others protect their future. She believes financial success isn’t just about wealth; it’s about security, opportunity, and peace of mind.
A first-generation college graduate, Chloe earned her Bachelor of Science in Business Administration with a concentration in International Business and a minor in Spanish from Xavier University. Committed to giving back, she proudly serves on the Board of Directors for Type One, Inc. / Type One Fitness, a nonprofit organization based in Norwell, MA. Type One Fitness is a welcoming, inclusive wellness facility open to all, with a unique focus on supporting individuals affected by type 1 diabetes through fitness, education, and community programs. The organization is equally dedicated to raising awareness and funding to advance research toward a cure.
Chloe is passionate about health and wellness and enjoys fostering connection, balance, and well-being in both her personal and professional life. Outside of work, she treasures quality time with her friends and family.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Brigid Finlay | Financial Planner
Contact Information
617.539.2198
bfinlay@financialguide.com
280 Congress Street, Suite 1300
Boston, MA | 02210
In a world overwhelmed with financial information, Brigid helps her clients cut through the noise and take control of their financial futures. Her passion for financial planning was shaped by her own journey—transforming her approach to money through education. She believes financial health is deeply personal yet often overlooked and strives to make the process approachable, empowering, and tailored to each client’s unique goals.
A graduate of Boston College with a degree in Mathematics and a concentration in Business Management, Brigid blends analytical expertise with an understanding of the human side of financial planning. She recognizes that financial decisions aren’t just about numbers—they’re about people’s lives, ambitions, and peace of mind.
At Commonwealth Financial Group, Brigid works closely with individuals and families to help them build strong financial foundations. She helps clients navigate key life decisions—whether they’re buying a home, preparing for retirement, or growing their wealth—by simplifying complex financial concepts and creating personalized strategies. Her goal is to ensure every client feels informed, confident, and in control of their future.
Originally from Annapolis, MD, Brigid has called Boston home for over a decade and lives in the South End. Outside of work, you’ll often find her biking around the city, scoping new restaurants for her food blog, taking group fitness classes, or supporting Boston’s small businesses.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Ryan Wagner | Financial Advisor
Contact Information
O (617) 307-4761
C (860) 608-6792
ryan@realadviceforwealth.com
280 Congress Street, Suite 1300
Boston, MA 02210
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Matthew Fleming | Financial Planner
Contact Information
603.276.1689
matthewfleming@financialguide.com
43 Constitution Drive, Suite 201
Bedford, NH | 03110
Matt Fleming began his financial services career after serving as the executor of his parents' estate, an experience that allowed him to uncover the power of financial planning in building generational wealth. Inspired by how two individuals with modest means positioned themselves for long-term success, Matt developed a passion for helping others achieve financial confidence through strategic planning.
Matt blends leading financial research, proactive planning, and a personal touch to provide his clients with tailored financial strategies. Matt’s practice focuses on helping individuals and families take control of their financial futures, with an emphasis on building authentic relationships that inspire confidence and security.
Before transitioning to financial services, Matt spent several years as a talent agent in Nashville. He is also a lifelong musician, passionate about creativity and discipline—qualities he brings to his work with clients. Outside of his practice, Matt is actively involved in his community and enjoys spending time with his wife, kids, and two dogs.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Shawn Zwick | Financial Planner
Contact Information
802.722.7610
shawnzwick@financialguide.com
100 Bank Street, Suite 500
Burlington, VT | 05401
Shawn is committed to helping individuals and businesses confidently take charge of their financial future, blending his experience, knowledge, and passion for helping others.
With nearly a decade of owning a Servpro franchise, Shawn understands the importance of having a trusted financial planner by your side. His background provides him with a unique perspective on the financial challenges entrepreneurs face, making him especially adept at helping individuals and business owners with personalized financial strategies.
Shawn’s approach to financial planning is grounded in his passion for educating and empowering others. Whether guiding clients through long-term financial strategies or assisting with everyday decisions, Shawn strives to grow his clients’ financial knowledge and simplify complex topics.
Outside of his professional life, Shawn is actively involved in his community, volunteering at the Essex Junction Recreational Park and Burlington YMCA, and participating in Queen City BNI. He starts every morning with a run to energize his day, and loves to snowboard, golf, cook, and read in his free time.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Chaz Newton| Financial Planner
Contact Information
603.276.3908
cnewton@financialguide.com
43 Constitution Dr, Suite 201
Bedford, NH 03110
Chaz Newton is passionate about helping people achieve their financial goals and build a secure future. For Chaz, there's nothing more rewarding than seeing his clients gain confidence in their financial decisions and feel a sense of security about their future.
What sets Chaz apart is his combination of financial expertise and genuine compassion. He’s committed to understanding each client’s unique needs and creating personalized strategies that align with their goals. Chaz believes in building long-term relationships, providing ongoing support, and being a trusted resource to guide his clients through every step of their financial journey.
Outside of work, Chaz is deeply involved in his local community. He’s been an active member of his church for over seven years and is passionate about supporting organizations that help young professionals and children. When he’s not working, you’ll find Chaz enjoying an active lifestyle—playing golf, making pizza, and spending time with his wife and two daughters, Charley and Sailor.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
Garret Aube | Financial Planner
Contact Information
603.285.9725
gaube@financialguide.com
43 Constitution Dr, Suite 201
Bedford, NH 03110
Having grown up in a family of blue-collar workers, Garret is passionate about helping small business owners and trades professionals build, grow, and protect their wealth. He knows firsthand the hard work and dedication that goes into running a business and is committed to helping his clients feel valued and supported as they plan for their financial futures.
Garret knows that financial planning can feel overwhelming, and that it’s not a one-size-fits-all approach. It’s about creating a strategy that’s tailored to each person’s unique needs and goals. He believes that the small details really do matter because they help build a clear picture of a client’s financial future.
Whether it’s retirement planning, saving on taxes, or wealth management, Garret is focused on helping his clients live the life they want, not just the one they have to. He works with them to find the right opportunities that set them up for lasting financial success.
Before entering financial services, Garret gained hands-on experience in the trades, giving him a practical understanding that allows him to connect with his clients on a personal level. Outside of work, Garret enjoys skiing, golfing, and playing rugby in leagues across Newport and The Seacoast, while also dedicating time to coaching younger players.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.
James Fergola| Financial Planner
Contact Information
978.625.3334
jfergola@financialguide.com
280 Congress Street, Suite 1300
Boston, MA 02210
James originally planned to be a History teacher, even earning a Master's in Education, but his career path took a turn when he was offered an operations role with the John Hancock Financial Network. From there, he earned his securities licenses and found a way to blend his knowledge of the industry with his background in education, transitioning into a career as a financial planner.
Passionate about helping others, James is driven by the desire to prevent the financial struggles he has seen people face in their retirement years. He aims to ensure his clients are confident and protected as they approach this critical stage of life. Partnering with Commonwealth Financial Group (CFG) allows James to focus on holistic financial planning and provide a boutique experience that prioritizes clients' needs above all else.
James holds two Master's Degrees, one in Education: Curriculum and Instruction, and an MBA, both from the University of Massachusetts Lowell. He is an active Freemason, participating in several Masonic organizations and serving in various leadership positions. James lives in Amesbury, Massachusetts, with his wife Laura and their son, Franklin.
Questions? Let’s Chat.
Feel free to reach out with any questions about our services or if you just want to send a personal note.